RV and Mobile Home Park Financing
Investors in mobile home parks, RV parks, and campgrounds often face challenges in sourcing the right financing for their unique investment strategies. At The Madison Group, we work on your behalf to arrange customized loan options from the nation’s top lenders, giving you the confidence that you've selected the best financing solution to meet your long-term investment goals.
Since 2001, The Madison Group has specialized in financing for RV and mobile home parks. Our team of experts brings extensive experience and proven results to every transaction. By leveraging our strong relationships with both regional and national lenders, we ensure you receive optimal loan terms and competitive rates, enabling you to achieve your investment objectives.
When you partner with The Madison Group, you’ll save time, reduce costs, and streamline the financing process. Our dedicated team of financing professionals will work closely with you to structure the perfect loan for your unique needs.
Loan Program Highlights:
- Loan Amounts: Minimum loan amount of $1,000,000 for purchase or refinancing.
- Property Types: Loans available for Mobile Home Communities, RV Parks, and Campgrounds.
- Recourse & Nonrecourse: Both recourse and nonrecourse loan options available.
- Cash-Out Financing: Access equity in your property for reinvestment or business needs.
- Value-Add Transactions: Financing options for value-add projects, including park improvements or expansion.
- Park-Owned Homes & Rentals: Allowed as part of the financing structure.
- No Upfront Broker Fees: We ensure transparency with no upfront broker fees.
- Forward Advances: Options for funding additional units or park rehab to support growth and expansion.
| Loan Limits |
Starting at a minimum of $1,000,000 |
| Rates |
Competitive market pricing, with both fixed or floating rate options |
| Terms |
5, 7, 10 years (up to 30 years with Fannie/Freddie) |
| Amortization |
25 to 30 years |
| Prepayment |
Multiple prepayment options, including no prepayment penalties |
| Recourse |
Recourse and non-recourse options available (subject to standard carve-outs) |
| DSC |
Minimum 1.25 DSC |
| LTV |
Up to 80% LTV/LTC – 65-70% is more typical |
| Lender Types |
Fannie, Freddie, Regional Banks, Credit Unions, CMBS, Bridge |
| Size |
25 pad minimum (50 pad minimum for agency, Fannie Mae, and CMBS program) |
| Property Types |
Industrial, warehouse, office showroom, office warehouses, multi-tenant or single-tenant, individual or multiple buildings, entire parks |
| Geographic areas |
Available in most states across the U.S. |
Why Choose The Madison Group?
- Specialized Expertise: Over 20 years of experience in financing RV and mobile home parks.
- Nationwide Coverage: : Financing solutions available for parks across the United States.
- Tailored Financing Solutions: Customized loan programs designed to meet your specific financial goals.
- Strong Lending Relationships: Access to a network of trusted capital sources, including national and regional lenders.
- Dedicated Support: Our in-house team of experts will guide you through every step of the financing process.
At The Madison Group, we are committed to providing you with the best financing options to help grow and manage your RV park, mobile home community, or campground. Whether you’re purchasing, refinancing, or looking to fund park improvements, our team is here to help you secure the most favorable terms.