Commercial Lending

Innovative, Effective and Proven Service

Manufactured Housing Community Lending

Manufactured housing community lending has been the Madison Group’s specialty since 2001. 

Call 1-435-785-8350 to learn about your options 


Program Highlights

  • Loan programs for manufactured housing communities nationwide

  • Manufactured housing lending for communities large and small

  • Recourse and nonrecourse lending for modular housing or RV communities

  • Cash out available

  • Percentage of owned units allowed

  • No upfront fees

There are a variety of lenders in the marketplace for modular housing communities. By working with a commercial loan broker like The Madison Group, you can have access to many institutions and their programs. We work with the best lenders and already have a relationship with representatives on the inside. In addition, we can help you assemble your loan documents to make sure you present the perfect package. With an attractive, complete package, you will have access to the best options for the optimal loan terms. You are not only hiring a lending expert, but a whole team of associates that will work in your best interest.

We will submit your package to obtain offers to fund your property and consult with you determine which scenario works best for your monetary goals  goals.  We will also help you negotiate with the lender, if necessary, on prepayment penalties options, origination fees, amortizations, and an assortment of other loan terms.
The Madison Group will partner with you every step along the way. We work with third party reports and underwriting conditions, to ensure you have a successful closing.  Often, unknown conditions pop up and our team is invaluable to help you eliminate potential deal breakers. Learn more by speaking to our team, call 1-435-785-8350.


Lender Options
Loan Uses
Loan Types

Bank/Credit Union
Permanent Financing
Fannie MaeRefinance
Freddie Mac
Capital Improvements

Private Equity

Loan Program Information

Loan Limits$1,000,000 Minimum loan amount.
RatesCompetitive market pricing. Fixed or floating rates.
Terms3, 5, 10 year fixed terms, and longer 30 year fixed rate options available through Fannie Mae's Manufactured Housing Community Loan program.
Amortization25 to 30 Year Amortization.
PrepaymentSeveral options including no prepayment penalty.
RecourseNonrecourse loan available for manufactured housing communities (subject to standard carve outs).
DSC1.25 DSC minimum.
LTV65% - 75% typical and up to 80% LTV/LTC maximum.
AssumableYes to a qualified borrower.
Size15 pad minimum (50 pad minimum for agency, Fannie Mae, and CMBS program).
Geographic areasNationwide (secondary and tertiary markets acceptable).

Manufactured Community Closings & News

Loan Amount: $1,160,000
Rate: 4.45%
Term: 10/30
Loan type: Refinance
Feature: Nonrecourse, Cash Out
Learn about your financial options
for manufactured
community purchases or
Read More
Loan Amount: $3,000,000
Rate: 4.75%
Term: 10/25
Loan Type: Purchase
Feature: 1031 Exchange
Loan Amount: $4,076,000
Rate: 3.94%
Term: 10/25
Loan type: Cash Out Refinance
Feature: Non-Recourse

View More

Contact Us

The Madison Group

520C North Main Street, #201
Heber City, Utah 84032

Phone: (435) 785-8350


The Madison Group of Timberlakes, Inc. is a BBB Accredited Mortgage Broker in Heber City, UT yelp icon

Free Loan Consultation